Good morning , I would like to apply for a credit card .
Wonderful! Please have a seat . Which credit card interested you the most ?
I wanted to apply for a Master card please .
Alright , we can get started on the application . Are you currently working ?
Why do you need to know if I am working ?
The bank needs to know that you will be able to pay back your credit card .
Ok, I understand now . Yes I do have a job .
How long have you worked at your job ?
I have been working with this company for two years .
And what is your gross monthly income ?
I make $2500 a month before taxes .
Do you rent or own your home ?
I rent an apartment .
What is the amount you pay for rent every month ?
I pay $800 a month in rent .
Now I am going to check your credit report to find your credit score .
Why is my credit score important ?
We use your credit score to determine how reliable you have been in the past .
Oh , so you want to know if I am good about paying my debts .
Exactly , and it looks like you have a credit score of 700 .
Is that good enough to get a Master card today ?
Yes , and because your score is high , we can also give you a low interest rate .
How will the interest rate affect my credit card ?
The lower your interest rate , the less you will have to pay back the bank .
Very good ! Is there anything else for me to do ?
Just sign this form and you will receive your Master card in the mail in a few days .
No comments:
Post a Comment